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Chapter 13 bankruptcy is debt consolidation, a plan proposed by your attorney, confirmed by the court, then distributed to creditors by the bankruptcy trustee
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Chapter 7 bankruptcy ends most debts without repaying if debtors pass a means test, but involves liquidation of assets and scrutinizes fraudulent transfers.
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Bankruptcy alternatives for those who want to avoid bankruptcy and consider all their options. Let’s review the pros and cons of your different courses of action together
Debt settlement and debt negotiation attorney to propose and arrange realistic settlement offers for creditors’ acceptance at a fraction of the balance to avoid bankruptcy.